"We thought this property was out of our reach!"

Russell & Joanna Naylor


For Engineer Russell and Secondary School Teacher Joanna, Help to Buy was the perfect way to step onto the property ladder. After renting a five bedroom property for eight years, the couple came to a sudden change of circumstance and needed to find a property more suitable for their young family.

A lack of space at their old home while raising a young child meant that Russell and Joanna wanted something to cater for their family needs that would be theirs outright.

After previously renting older properties, Joanna and Russell felt that it was right for them to purchase a new build home, to save potential rennovation costs. The search to buy their own home started in November 2016 and after searching for properties in their local area, Russell & Joanna found the home of their dreams at the Avant Homes Valley View Drive development in Bradford.

"We lived with our in laws between January and July. After living in a cramped space for so long, it felt amazing to move into our home."

The couple didn't know whether Help To Buy was accessible for them because they had been renting for so long and didn't have a large deposit saved. After discussing their situation with a Sales Advisor, they found the Help To Buy scheme was accessible for them. After searching for properties in their local area, they began to compare the prices of renting to the prices of new build homes under the Help To Buy scheme. 

"After speaking to a sales advisor, the Help to buy scheme was far more affordable than we first realised. A deposit seemed all that more affordable and within our reach!"

The Help To Buy scheme allows any buyer purchase a new build home up to the value of £600,000. You don't have to be a first time buyer. An equity loan between 10-20% is available to make your purchase more affordable, and you will only need a 5% deposit.

The couple took the plunge in January 2017 and moved into the idyllic 3 story, 3 bedroom new build house in July 2017. Both Russell and Joanna love their new home and would reccomend the Help to Buy scheme to anyone looking to buy their first new build home. 

"Help to Buy helped us get onto the housing ladder and not have to worry about paying off the deposit for a few years. It's helped us buy a property that we originally thought was out of our reach."