Discount for Sale

When developers build shiny new homes the local authorities suggest some are sold at a 25%-50% discount. This is to ensure there is always a supply of affordable homes for sale for people struggling to make their move onto the property ladder.

What criteria do I have to meet to be eligible?
  • You must live or work in the area where the property is located
  • Your household income must not be more than £60,000
  • You have a deposit for the property
  • You must be employed
  • You qualify for a mortgage
  • You can show that you are not in mortgage or rent arrears or in breach of your current tenancy agreement
  • You are aged 18 or over and have a bank, Post Office or building society account
How do I apply?
  1. Find a home - Keep an eye out for the latest Discount for Sale opportunities via our website.
  2. Seek financial advice - The most important stage in the home-buying process is speaking to a financial adviser. They check eligibility, affordability, help you find a mortgage and fill out paperwork.‚Äč
  3. Apply - Once you've found the Discount for Sale property you'd like to purchase please fill in the Discount for Sale application form. This will be processed and you'll either receive a confirmation email within the hour or a member of our team will get in touch.
What if I want to sell my home?
If you choose to sell the property the original discount is passed on to the next person. For example, if you bought the property with a 25% discount you can only sell the property at 75% of the market value. You must inform the Housing Association you bought the property from before you sell.